Having a place which one can call a home is one of the most basic necessity. More than just a place to stay, a house gives you security where one could rest after the day's work. It also provides an individual a sense of belonging together with his family. It is needed for warmth, privacy, resting and sleeping, implementation of hygiene, preparing and eating food, storing basic personal items, excretion among others.
Getting a new house can be challenging, specially to those families or individuals who are starting up. Unless you already have good source of income or pretty much huge savings, the cost of acquiring a house can get your pocket really hurt BIG TIME!!
The good news is, NOT ANYMORE! Owning that dream house you have been wanting to buy or build could already be at your fingertips specially if you have been employed and a member of Pag-IBIG (HDMF) for at least 2-years (24 months). Here are the qualifications:
PROCESS AND REQUIREMENTS
Pag-IBIG gives you simplified step-by-step process for application for housing loans. You can check on the Housing Loan procedure by clicking here. Aside from this simple process, the lists of requirements are also provided here.
There are 2 kinds of Pag-IBIG housing loan:
MEMOBuilders is one of the many design-build companies that can help you realize your dream of having your very own house. Aside from having a track record of assisting families and individuals acquire housing loan through Pag-IBIG, it has a team of experienced Architects, designers and builders that can help you plan and design your house. MEMOBuilders sees to it that the house is planned according to your needs, preference, and working budget. Among the services it offers, it will assist you with Pag-IBIG's technical requirements needed for the approval of housing loan. This includes the house plans such as Perspective, Floor Plans, Elevations, Sections and other working drawings, including Specifications and Bill of Materials which are all needed to be submitted to Pag-IBIG for loan processing.
You can learn more about MEMOBuilders services by going to the website www.memobuilders.com.